🤖

AI Verdict

Confidence: High
⚠️ High Risk

Market is crowded with strong incumbents, BankToBudget shows clear PMF failure with -67% growth and $0 MRR, and AI budgeting alone isn't sufficient differentiation without better execution.

💰

Financials

MRR$0
30d Growth0.0%
🌱 Early Stage
🏗️

Buildability

36
Challenging

BankToBudget

Banktobudgetは、アップロードされた顧客データに基づいて、自動的にAI生成された予算スプレッドシートを作成します。

🤖AI Deep Dive

AI budget spreadsheet tool with $0 MRR and -67% growth, struggling to find product-market fit.

📊
Market SizeMedium($100M-$1B) - personal finance management market is large but crowded
📈
Growth StagePre-PMF
⏱️
Build Time2-3 months for core AI budgeting features
💼
Business ModelTool
🏰Competitive Moat

None - basic AI integration with no proprietary data or network effects

⚔️Main Competitors
Mint (Intuit)YNABPersonal CapitalExcel/Google Sheets templatesCopilot
👥Who's it for
  • Individuals overwhelmed by manual budgeting who want automated spreadsheet creation
  • Small business owners needing basic financial tracking
💡Market Opportunities
  • No clear monetization
  • Weak user onboarding
  • No bank integrations
  • Limited customization options
🎯Differentiation Ideas
  • Real-time bank sync vs. uploads
  • Collaborative budgeting for families
  • Industry-specific templates
  • AI-powered savings recommendations
📣Growth Channels
None detected - no social, app stores, or review site presence
🚀Viral Potential

Low - budgeting tools have limited sharing mechanics and require sensitive financial data

⚠️Risk Factors
  • Data privacy concerns with uploads
  • Strong incumbents with better features
  • Regulatory compliance for financial data
  • Low switching costs for users
💰Pricing Reference
free
🚀How to Build Something Similar
Complexity
4/10
Estimated Cost

$15K-$30K for MVP with basic AI features

Key Features
  • Bank statement parsing
  • AI categorization engine
  • Spreadsheet template generation
  • Basic dashboard
  • Secure data handling
Suggested Stack
Next.js/React frontendPython FastAPI backendOpenAI/Claude for categorizationPlaid for bank connectionsPostgreSQL for data
MVP 范围

Skip: Multi-currency support, Advanced forecasting, Mobile apps, Team collaboration

🔍SEO Keywords
AI budget spreadsheetautomatic budget templatefinancial planning toolbank statement analyzerpersonal finance automation
収益トレンド
🤖 AI Revenue Insights
➡️TrendFlat (0.0%)
💰Avg daily revenue$0
📊StabilityHigh
💡Revenue is relatively stable—keep an eye on it
日次収益2025-10-14 → 2025-12-28
$15$8$2-$510-1410-1511-0312-0612-28収益
時間別収益12-27 02:00 → 12-28 05:00
$6$4$1-$102:0005:00収益$5$0
Tech Stack
🛠️Tech Stack
⚛️Frontend
Tailwind CSSBootstrap
📊Analytics
Google AnalyticsPostHog
Market Insights
AIに聞く
📊Traffic Data
👥
Monthly Visits
0+0%
📈
Bounce Rate
0.00%
⏱️
Avg. Duration
00:00:00
📄
Pages/Visit
0
🌐 Domain Info
Created2025-10-14
Expires2026-10-14
RegistrarNameCheap, Inc.
📊ベンチマーク比較
MRR$0
Top 100%
総収益$25
Top 55%
30日成長0.0%
Top 100%
フォロワー512
Top 33%
カテゴリベンチマーク
fintech
平均MRR$760
平均成長+37.4%
カテゴリ内製品数37
💰市場検証
📈成長勢い