AI Verdict
Confidence: High⚠️ High Risk
Market is crowded with strong incumbents, BankToBudget shows clear PMF failure with -67% growth and $0 MRR, and AI budgeting alone isn't sufficient differentiation without better execution.
Financials
MRR$0
30d Growth0.0%
🌱 Early Stage
Buildability
36
Challenging
B
BankToBudget
Banktobudgetは、アップロードされた顧客データに基づいて、自動的にAI生成された予算スプレッドシートを作成します。
🤖AI Deep Dive
AI budget spreadsheet tool with $0 MRR and -67% growth, struggling to find product-market fit.
📊
Market SizeMedium($100M-$1B) - personal finance management market is large but crowded
📈
Growth StagePre-PMF
⏱️
Build Time2-3 months for core AI budgeting features
💼
Business ModelTool
🏰Competitive Moat
None - basic AI integration with no proprietary data or network effects
⚔️Main Competitors
👥Who's it for
- Individuals overwhelmed by manual budgeting who want automated spreadsheet creation
- Small business owners needing basic financial tracking
💡Market Opportunities
- No clear monetization
- Weak user onboarding
- No bank integrations
- Limited customization options
🎯Differentiation Ideas
- Real-time bank sync vs. uploads
- Collaborative budgeting for families
- Industry-specific templates
- AI-powered savings recommendations
📣Growth Channels
🚀Viral Potential
Low - budgeting tools have limited sharing mechanics and require sensitive financial data
⚠️Risk Factors
- Data privacy concerns with uploads
- Strong incumbents with better features
- Regulatory compliance for financial data
- Low switching costs for users
💰Pricing Reference
🚀How to Build Something Similar
Complexity
4/10
Estimated Cost
$15K-$30K for MVP with basic AI features
Key Features
- Bank statement parsing
- AI categorization engine
- Spreadsheet template generation
- Basic dashboard
- Secure data handling
Suggested Stack
MVP 范围
Skip: Multi-currency support, Advanced forecasting, Mobile apps, Team collaboration
🔍SEO Keywords
収益トレンド
🤖 AI Revenue Insights
TrendFlat (0.0%)
Avg daily revenue$0
StabilityHigh
Revenue is relatively stable—keep an eye on it
日次収益2025-10-14 → 2025-12-28
時間別収益12-27 02:00 → 12-28 05:00
Tech Stack
🛠️Tech Stack
⚛️Frontend
Tailwind CSSBootstrap
📊Analytics
Google AnalyticsPostHog
Market Insights
✨AIに聞く
📊Traffic Data
👥
Monthly Visits
0+0%
📈
Bounce Rate
0.00%
⏱️
Avg. Duration
00:00:00
📄
Pages/Visit
0
🌐 Domain Info
Created2025-10-14
Expires2026-10-14
RegistrarNameCheap, Inc.
📊ベンチマーク比較
MRR$0
Top 100%
総収益$25
Top 55%
30日成長0.0%
Top 100%
フォロワー512
Top 33%
カテゴリベンチマーク
fintech
平均MRR$760
平均成長+37.4%
カテゴリ内製品数37
構築可能性スコア
課題が多い
36
💰市場検証
📈成長勢い